Monday, October 12, 2009

Day #25: Worried?

I'm not worried today. But I worry unnecessarily other days. I worry about the future, mostly. Financial plans are great to have, but I obsess.  I'm checking Mint and ING daily, wanting to make sure I can afford to live the way I want to - be able to pay for my car and knock out my medical debt as soon as possible.

In my debt basket, I owe around $15,000 on my car (including interest) and $5,000 in medical debt. Luckily, I have five years to pay the car loan off, and I hope that I can get rid of the medical debt in the next 6 or 7 months.

In my savings account, I used $4,000 of the $10,000 for a down payment of my car.  My first goal is to get rid of the medical debt, and after that, I will build my savings fund back to its original state.

But I still worry.  And once the debt is gone and the savings is back, I'll still worry. I'll have more goals and want to learn more things which will cost time and perhaps money.

However, worrying about uncontrollable things is silly. I should just plan, do my best, watch what I spend money on and enjoy the day instead thinking about my daily spending.

«Laura»

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