One of my new favorite personal finance bloggers is Ramit Sethi. He has a blog, "I will teach you to be rich", and new book of the same title. I've checked out his book from the local library and this weekend will start reading it. My friend Joe DeStazio has already read the first few chapters and explained Ramit's take on budgeting to me - automate it!
Ramit advises using rough percentages for the large groups of the budget; fixed expenses, saving, investing, guilt-free spending.
Joe, being the awesome friend he is, created a personalized spreadsheet that with his blessing, will share with you!
The figures in the spreadsheet are dummy data, so please enter data that is relevant to your life (mortgage instead of rent, for example.)